You’ve probably seen a lot of things online about the best and most effective ways to protect yourself from identity theft. Things like changing passwords, using services, getting credit reports yearly – even decreasing the amount of information that you post pertaining to your lifestyle and habits. All of these suggestions are spot on, as they have been proven to effectively reduce the likelihood that you’ll become a victim of identity theft, as well as further protect your most personal and private information. While none of these methods make it absolutely impossible for thieves to get in, they do help reduce the chances of this happening, as well as give you a more thorough sense of pride and safety about your life…. here’s why.
These services and practices make it harder for thieves to dig in. It seems like common sense, but this is true. Changing a password can effectively kick someone out of your accounts and information, making them unable to continue to access them. In this same vein, constantly monitoring your information will make it so that if a thief does work their way in, their activities are less likely to go unnoticed, meaning that you can put holds on accounts, stop payments and transactions, and dispute anything that needs it. If a thief does not have a lot of information to go on, they will have to work harder to figure out a way in and a way to misuse everything… which can often cause them to look to commit their crimes elsewhere.
Rather than waiting for something to happen, you’ll be doing yourself a service by being proactive. Protecting your identity comes down to making a choice to do so. Credit and identity monitors are only as successful as the way that they are implemented, meaning that in order to work properly, you must allow them to do so. Not only can these services do a great deal to help identify certain activities that could indicate identity theft, they can also make you feel like you’re taking a stand without you actually having to do a lot of work. Even before the presence of identity theft is detected, credit monitors and services monitoring identity begin compiling data about your accounts – meaning that if certain changes occur, it will alert the program, which will in turn come back to you more quickly.
Protecting yourself and your loved ones from becoming victims of identity theft is not as hard as it sounds, it’s more of a matter of choosing the best protection methods and sticking with them. These are not quick fixes – you won’t see absolute changes overnight, but they will work given some time. Yes, you’ll have to put in some effort – picking passwords, entering important information, updating things as necessary… but it’s not as involved as having to constantly check accounts, statements, public records or transactions on a daily basis… which can be hard to do for many on top of living their day to day lives. As with anything important, protecting your identity to the fullest extent is a little bit of a process, but it will be well worth it in the end.