We are all looking for ways to protect ourselves from identity theft, and it can be encouraging to know that we are not alone. You should take advantage of programs and software designed to help.
Identity theft happens when someone obtains your personally identifiable information and uses it without your consent. This information can be name, birthday, social security number, credit card numbers, bank account numbers, or any other personal information. The information can then be used to take out loans, make purchases, apply for a job, or even to start a whole new life. The best way to protect yourself is to limit access to your personal information by being careful with documents and papers, and by having strong passwords online.Password software
can be used to store your passwords and allow you to log into multiple sites using one master password. Instead of tiring of filling out forms and worrying about forgetting passwords, a password vault does it for you. An online password manager is both more secure and more convenient than doing it on your own. When you have to enter your passwords over and over again, you are more susceptible to malware like key loggers. You are also more likely to use easy-to-remember passwords, or even the same password for different websites. Passwords that are easy to remember are often also easy to crack. An online password manager can generate random passwords that would be nearly impossible to hack. Click here to check out a password manager
Another service that is here to help protect you from identity theft is a credit monitoring service. These monitor your credit report and public records and alert you to certain changes. It is important to monitor your credit report because with your social security number a thief can take out loans and open credit card accounts in your name. As this debt piles up without being paid off, your credit score can plummet. Your credit score helps determine your credit terms when applying for loans or credit cards, and the damage caused to your credit history can be very costly.