Reasons to Focus on Identity Theft Protection

Identity theft is more common than you may think. It is a serious crime and here are some reasons why you should prioritize identity theft protection.

It can help keep your family safe.

Child identity theft is becoming a big problem. It occurs when someone uses a social security number belonging to a minor usually for financial gain. Kids are valuable to identity thieves because they have a clean credit history and the crime may not be discovered until the child grows up. Protect from identity theft because your children will be at a disadvantage if they are starting off their adult life with poor credit from debts that they didn’t know about. Their financial growth will be stunted before it has even begun.

Help keep job opportunities open.

Background checks are common for any job, and often they include your credit score. If you have been a victim of identity theft, your score can be much lower than you think and can reduce your chances of getting a job. Check your credit report regularly and try to clean up any false information to protect from identity theft.

It’s good for your health.

Medical identity theft can change your medical history and harm your relationship with your doctor and insurance company. You may have trouble filling prescriptions if someone has already taken your refills; or if they used your medical identity to obtain a drug that should not interact with yours. Bills for services that you didn’t receive can go unpaid, and fraudulent claims to your insurance can cause your legitimate ones to be denied.

It’s good for your financial health, too.

Expenses associated with identity theft can be huge, and when you have money stolen, you may not get it all back. Being lax about identity theft protection can come back to bite you anytime you have a credit check run.

Protect from identity theft to keep yourself, your family, and your finances safe.


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