But the reality is that anyone can steal your information and pretend to be you. This attacker can then proceed to commit fraudulent activity or open new accounts in your name. Both of which can have a negative impact on your credit unless you take immediate action.
Here are steps to take to protect your identity.
Buy ID Protection Services
Credit monitoring is a key selling feature of identity theft protection services. You get alerts of certain types of activities such as credit enquiries or new accounts in your name. If anything suspicious shows up, you can take appropriate steps to recover your identity.
Be sure to read these customer identity theft protection reviews to help you decide which service to get.
Review Bank Statements
Regularly checking your debit and credit card statements online is a good idea to limit any financial damage that identity thieves can do to your accounts. Look for anything suspicious such as purchases made in different locations or cash withdrawals in small amounts. Both of these are indications that your identity may be compromised.
Maintain Antivirus Software
Identity thieves increasingly use viruses and other harmful programs to gain access to sensitive information. So it is important to maintain some kind of antivirus software on your personal computer. Choose an identity theft protection service that provides antivirus software and other security features.
Don’t Overshare Information
Social media makes it easy to connect with friends and post status updates. But always be mindful about the information you share online especially anything that can be used to answer personal security questions. Another recommendation is to set your privacy settings at the highest level to prevent others from getting information about you.
Identity theft continues to be a major problem, costing billions of dollars in financial damage every year. Take the steps as described above to help protect your identity. If you decide to invest in identity theft protection services, be sure to first read several reviews before making a decision. Many services now offer a free or low cost introductory trial that you can try.